12th class Principle of Banking chapter 2 online mcq test with answers for ICom part 2 Principle of Banking Chapter 2 (Commercial Bank)

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Sr.#	Question	Answer
1	Which is the Primary functionof a commercial bank.	A. Issue Notes B. Accepting Deposits C. Credit creation D. None of these
2	Polymer Currency includes	A. Debit card B. ATM card C. Credit card D. All of these
3	Which amount is available for salaried and low income persons:	A. Current account B. Saving account C. Fixed deposit D. All of the above
4	Commercial bank creates credit	A. By discounting of bills B. By investment C. By advancing loans D. All of the above
5	the card which can be used to pay for goods purchased.	A. ID card B. Credit card C. Chrage card D. Gurantee card
6	Commercial bank can be	A. Scheduled B. Foreign C. Non Sheduled D. All these
7	The higer the cash reserve ratio.	A. Credit creation zero B. Credit creation constant C. Higher the credit creation D. Lower the credit creation
8	For commercial banks " Advancing loans' are.	A. Assets B. Liabilities C. Expenses D. All of these
9	Which of the following is a limitation in credit creation.	A. Initial deposit B. Use of cheques C. Use currency D. all of these
10	While depositing money in your a/c , you must use.	A. Pay - in slip B. Deposit slip C. Credit voucher D. All these