12th class Principle of Banking chapter 2 online mcq test with answers for ICom part 2 Principle of Banking Chapter 2 (Commercial Bank)

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Sr.#	Question	Answer
1	Which bank does accept the deposits from public	A. Commercial bank B. Central bank C. Foreign exchange bank D. All the above
2	Present commercial Banks are teh Developed form of the business of.	A. Money Lenders B. gold smiths C. Money changers D. Merchants
3	Which of the following functions is performed by commercial bank	A. Issuance of currency notes B. Credit creation C. Rediscounting of bills D. Preparation of monetary policy
4	Current account is suitable for	A. Capitalists B. Salaried persons C. Business community D. None of the above
5	Process of credit creation by	A. Central bank B. Commercial banks C. Both of these D. None of these
6	Commercial bank can be regarded by nature as	A. Depository bank B. Central bank C. Investment bank D. None of the above
7	Which one is not the feature of good Banking system.	A. Economic development B. Inflation C. Larger Capital D. TYrust of public
8	The loan which can be demanded by bank at anytime:	A. Overdraft B. Demand loans C. Bills of exchange D. All of the above
9	Because of high reserve ratio the credit creation power.	A. Constant B. Increases C. Decreases D. Zero
10	Which account is called non operating account.	A. Current account B. Saving account C. Fixed account D. BBA account