Details of Job Advertisement by Human Resource Solutions International 05-Dec-2025

This job was posted on 05-Dec-2025 and has a last application date of 19-Dec-2025.

CAREER OPPORTUNITY

COMPANY OVERVIEW

Our client, a Karachi-based State Bank of Pakistan (SBP) regulated Electronic Money Institution (EMI), is seeking to appoint an experienced and highly qualified professional for the senior leadership role of Head of Internal Audit. The organization operates in a fast-growing fintech environment and requires a leader capable of driving strong governance, risk management, and compliance standards.

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POSITION: HEAD OF INTERNAL AUDIT

Job Role Summary

The Head of Internal Audit will establish, lead, and oversee the entire Internal Audit function of the institution. The role requires ensuring robust governance frameworks, strong risk management practices, regulatory compliance, and comprehensive audit coverage across operational, financial, and technology domains. The incumbent will play a critical role in maintaining organizational integrity while supporting sustainable growth and alignment with SBP regulations.

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Key Responsibilities

1. Define & Drive Audit Strategy

• Establish and implement the Internal Audit framework, methodology, and long-term audit strategy.

• Develop a risk-based audit plan aligned with regulatory requirements and organizational objectives.

2. Regulatory & Compliance Oversight

• Ensure full and continuous compliance with:

  • SBP regulations

  • EMI guidelines

  • Internal control and policy requirements

• Act as the primary liaison with regulatory bodies and external auditors.

3. Operational, Financial & Technology Audits

• Lead and manage audits across:

  • Operational workflows

  • Financial processes

  • IT systems and digital payment platforms

  • Cybersecurity frameworks

  • Data protection and governance systems

4. Risk Management & Internal Controls

• Assess and strengthen organizational risk management frameworks.

• Enhance internal control environments to ensure operational integrity and resilience.

5. Reporting to Board & Audit Committee

• Present independent audit findings, risk assessments, compliance gaps, and strategic recommendations to the Board of Directors and Audit Committee.

6. Fraud Detection & Prevention

• Develop and implement fraud detection and monitoring programs.

• Lead investigations into suspected fraud or irregularities.

• Recommend corrective and preventive measures to mitigate fraud risks.

7. Stakeholder Engagement

• Work closely with internal stakeholders including:

  • Business units

  • Technology and cybersecurity teams

  • Compliance and legal teams

  • Finance and operations

• Promote a strong culture of risk awareness and internal control discipline.

8. Continuous Improvement & Advisory

• Provide advisory support to improve processes, enhance system controls, and increase operational efficiency.

• Align practices with emerging industry standards, fintech best practices, and regulatory expectations.

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Education Requirements

• Minimum 16 years of education, preferably in:

  • Accounting

  • Finance

  • Business Administration

  • Related fields

• A Master’s degree is preferred.

• Highly desirable professional certifications:

  • CIA (Certified Internal Auditor)

  • CA (Chartered Accountant)

  • ACCA

  • CISA (Certified Information Systems Auditor)

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Experience Requirements

Internal Audit Leadership

• Minimum 8+ years of internal audit experience.

• 4–6 years in a senior leadership or audit management role.

• Experience preferably within:

  • Financial services

  • Banking

  • Fintech

  • EMIs

Payments & Fintech Sector Expertise

• Experience auditing EMIs, mobile wallets, digital payment systems, or fintech platforms.

• Strong understanding of digital financial services and technology-driven financial operations.

Regulatory Compliance

• Deep familiarity with:

  • SBP regulations

  • EMI regulatory guidelines

  • AML (Anti-Money Laundering) frameworks

  • Financial compliance standards

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Key Competency Requirements

• Demonstrated leadership in building and managing high-performing audit teams.

• Strong expertise in enterprise risk management (ERM), internal controls, and governance.

• Ability to deliver strategic, risk-based audit insights that support business decisions.

• Deep understanding of regulatory expectations in EMI, fintech, and digital payment ecosystems.

• Proven experience in engaging with senior management, Boards, and regulators (especially SBP).

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Age Limit

• The candidate should preferably not be more than 45 years old as of the application deadline.

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How to Apply

Candidates who meet the required qualifications and experience may apply online by December 19, 2025, at:

Apply Online:

http://jobs.hrs-int.com/

Only shortlisted candidates will be contacted.

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For More Information

Website: www.hrs-int.com
HRSI