Details of Job Advertisement by Government Company 23-Nov-2025

This job was posted on 23-Nov-2025 and has a last application date of 03-Dec-2025.

CAREER OPPORTUNITIES IN BANKING

The Punjab Provincial Cooperative Bank Ltd. (PPCBL)
(A Fast-Growing Agri-Focused Bank with 151 Branches)

PPCBL invites applications from energetic, innovative, and challenge-oriented professionals for senior-level and mid-level positions based in Lahore. Candidates meeting the prescribed eligibility criteria are encouraged to apply.

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AVAILABLE POSITIONS

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1. Group Head – Digital Banking & Transformation (01 Position)

Qualification:

• Minimum Bachelor’s degree from an HEC-recognized or foreign university.

Experience:

• Minimum 10 years post-qualification experience in a banking or financial institution.

• At least 05 years of senior management experience.

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2. Head – Digital Products & Innovation (01 Position)

Qualification:

• Minimum Bachelor’s degree from an HEC-recognized or foreign university.

Experience:

• Minimum 10 years post-qualification experience in banking or a financial institution.

• Minimum 05 years senior management experience.

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3. Head – Business Intelligence Unit & Analytics (01 Position)

Qualification:

• Minimum 14 years of education from an HEC-recognized or foreign institution.

Experience:

• Minimum 05 years post-qualification experience.

• At least 03 years relevant banking/analytics experience.

Age Limit:

• Maximum 50 years

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4. Deputy Head – IT/IS Audits (01 Position)

Qualification:

• Minimum 14 years of education from an HEC-recognized or foreign institution.

• Certifications such as CISA, CIA, or other relevant credentials are preferred.

Experience:

• Minimum 05 years post-qualification experience with 03 years relevant banking experience.

Age Limit:

• Maximum 60 years

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5. Team Lead – IT/IS Audits (01 Position)

Qualification:

• Minimum 14 years of education from an HEC-recognized or foreign institution.

• Certifications such as CISA or other relevant credentials are preferred.

Experience:

• Minimum 03 years relevant or banking experience.

Age Limit:

• Maximum 55 years

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6. IT/IS Auditors (01 Position)

Qualification:

• Minimum 14 years of education from an HEC-recognized or foreign institution.

• Certifications such as CISA or similar credentials are preferred.

Experience:

• 01–02 years of relevant or banking experience.

Age Limit:

• Maximum 35 years

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ROLES & RESPONSIBILITIES (POSITION-WISE)

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A. Digital Banking & Transformation Roles

• Develop and execute the bank’s Digital Banking and Transformation Strategy aligned with organizational goals.

• Lead end-to-end digital transformation across ATMs, Mobile Banking, Internet Banking, Agent Banking, APIs, Omni-Channel Platforms.

• Identify new digital market gaps, fintech opportunities, and emerging technologies.

• Oversee digital product rollouts such as wallets, digital onboarding, instant payments, e-KYC, customer portals.

• Lead innovation initiatives involving AI/ML, chatbots, automation, paperless workflows.

• Manage product lifecycle from ideation to enhancement.

• Build relationships with fintechs, telecoms, vendors, and technology partners; negotiate SLAs and KPIs.

• Ensure digital channels’ security, availability, compliance, and resilience.

• Supervise system upgrades, change management, cybersecurity measures, and continuity planning.

• Oversee call center operations, complaint handling, CX framework implementation, and service monitoring.

• Lead POS acquiring business, merchant onboarding, digital payments (QR/POS/mobile), and engagement with payment networks.

• Develop and manage loyalty programs, gamification strategies, and customer retention models.

• Ensure compliance with SBP regulations, IT governance, and risk guidelines.

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B. Digital Products & Innovation Roles

• Conduct market research, competitor benchmarking, and customer insights.

• Lead ideation, concept design, and development of digital financial products.

• Manage fintech partnerships, API-based products, and digital ecosystem expansion.

• Introduce automation, AI/ML use cases, chatbots, and workflow digitization.

• Develop business cases, feasibility studies, and go-to-market plans.

• Manage product lifecycle and ensure compliance with SBP digital banking guidelines.

• Lead development and enhancement of Mobile & Internet Banking channels.

• Ensure biometric, e-KYC, authentication, MFA, OTP, and encryption controls.

• Plan/manage UAT, regression testing, release cycles, and incident management.

• Drive customer adoption through new features, campaigns, integrations, and analytics.

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C. Business Intelligence & Analytics Roles

• Design, develop, and enhance BI dashboards, MIS reports, and scorecards for management.

• Monitor KPIs including deposits, advances, NTB acquisition, NPL trends, and business metrics.

• Ensure accurate and timely SBP regulatory reporting.

• Conduct analytics on customer behavior, product usage, portfolio performance, and regional data.

• Provide data-driven insights for strategy, pricing, marketing, and planning.

• Support business areas in annual planning, target allocation, product development, and forecasting.

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D. Deputy Head / Team Lead – IT/IS Audits Roles

• Supervise and execute annual audit plans.

• Evaluate internal controls, risk mechanisms, and compliance with regulatory frameworks.

• Lead audit staff, manage performance, and finalize audit reports.

• Conduct security assessments, IT/Cybersecurity evaluations, and control testing.

• Prepare audit workflows, draft audit reports, and risk summaries.

• Ensure adherence to internal policies, laws, and audit standards.

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E. IT/IS Auditor Roles

• Understand and apply audit principles, internal controls, and banking procedures.

• Assist in preparing audit process workflows and documentation.

• Possess basic knowledge of banking systems, operating systems, networking, DBMS, cloud, virtualization, and audit tools.

• Ensure compliance with internal policies and regulatory standards.

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GENERAL REQUIREMENTS

• Excellent communication, analytical, interpersonal, adaptability, and teamwork skills.

• Strong capacity to work in a dynamic and technology-driven banking environment.

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HOW TO APPLY

Interested candidates may apply through any of the following:

1. Web Portal: http://hris.ppcbl.com.pk/jobs

2. Email: hr@ppcbl.com.pk

3. Courier: Send CV to:
   Head of Human Resource Division
   The Punjab Provincial Cooperative Bank Ltd.
   Head Office, Shahrah-e-Quaid-e-Azam,
   5-Bank Square, Lahore

Last Date to Apply: Up to 03 December 2025
(Only applications received within the due date will be accepted.)

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ADDITIONAL NOTES

• Only shortlisted candidates will be contacted.

• Internal employees are encouraged to apply.

• PPCBL is an Equal Opportunity Employer committed to diversity.

• The Bank reserves the right to accept or reject applications without assigning any reason.

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Visit: www.ppcbl.com.pk
Phone: 042-99211432–36