Latest Jobs in Zarai Taraqiati Bank Limited 2026

Details of Job Advertisement by Zarai Taraqiati Bank Limited 16-Aug-2026

This job was posted on 16-Aug-2026 and has a last application date of 30-Aug-2026.

Career Opportunities at ZTBL (Zarai Taraqiati Bank Limited)

Organization: Zarai Taraqiati Bank Limited (ZTBL)
Rating: 'AAA' Rated Specialized Financial Institution
Network: Over 500 Branches across Pakistan
Application Deadline: August 30, 2026
Application Mode: Online only via www.ztbl.com.pk/jobs

1. Available Positions & Eligibility Criteria

Position A: Head Operational Risk Unit (VP-I/VP)

• Number of Positions: 01

• Qualification:

  • Minimum Bachelor's degree from an HEC-recognized institute/university (National/International).

• Experience:

  • Minimum 10 years in a Bank/Financial Institution.

  • At least 2 years of relevant experience at a Senior Managerial level in Operational Risk Management.

• Other Skills/Expertise Required:

  • Exceptional leadership and team-building skills.

  • Well-versed in SBP Prudential Regulations & Guidelines.

  • Knowledge of banking products, policies, and procedures.

  • Excellent verbal and written communication skills.

  • Proficiency in MS Office & databases.

  • Sound knowledge of Islamic Banking.

• Maximum Age: 50 years (as of closing date).

Position B: Manager IFRS-9 & Risk Analytics (AVP-I/AVP)

• Number of Positions: 01

• Qualification:

  • Minimum Bachelor's degree from an HEC-recognized institute/university (National/International).

  • Preference: Professional qualifications like CA or ICMA (partly qualified) are also eligible.

• Experience:

  • Minimum 8 years in a Bank/Financial Institution.

  • At least 1 year of relevant experience in implementation and reporting of IFRS-9.

• Maximum Age: 45 years (as of closing date).

Position C: Environment Risk Officer (OG-II)

• Number of Positions: 01

• Qualification:

  • Minimum Bachelor's degree from an HEC-recognized institute/university (National/International).

• Experience:

  • Minimum 03 years in a Bank/Financial Institution or any reputable organization.

  • At least 1 year of relevant experience in Environmental Risk Management.

• Maximum Age: 35 years (as of closing date).

Position D: Market & Liquidity Risk Analyst (OG-II)

• Number of Positions: 01

• Qualification:

  • Minimum Bachelor's degree from an HEC-recognized institute/university (National/International).

• Experience:

  • Minimum 03 years in a Bank/Financial Institution.

  • At least 1 year of relevant experience in Market Risk and Liquidity Risk Management.

• Maximum Age: 35 years (as of closing date).

2. Detailed Job Responsibilities

A. Head Operational Risk Unit (VP-I/VP)

• Lead and manage the Operational Risk Unit to identify, assess, monitor, and mitigate operational risks across the bank.

• Strengthen risk culture through training and awareness programs.

• Implement the Operational Risk Management Framework (ORMF) across the Bank.

• Design and oversee Risk & Control Self-Assessments (RCSA) and Key Risk Indicators (KRIs).

• Maintain bank-wide risk registers and conduct scenario analysis.

• Supervise accurate recording and reporting of Loss Data, cause analysis, and risk mitigation initiatives.

• Support business units in embedding risk awareness and ensuring effective implementation of risk policies.

• Develop internal stress-testing scenarios for Operational Risks and Climate Risks.

• Monitor bank-wide tolerance and appetite levels in Operational Risk.

• Prepare agenda items and dashboards for senior management/risk committees covering model risk exposures, operational loss trends, and control effectiveness.

• Liaise with internal and external auditors and regulators on operational risks.

• Ensure compliance with Operational Risk regulations referencing SBP and Basel II/III guidelines.

• Assess and review operational risk implications of new products, processes, and systems prior to launch.

• Review operational and concentration risk associated with outsourcing arrangements in line with SBP's Outsourcing Risk Management guidelines.

• Perform any other task assigned by management.

B. Manager IFRS-9 & Risk Analytics (AVP-I/AVP)

• Manage and implement the ongoing quarterly production of IFRS 9 expected credit losses using ZTBL's model, providing insight and analytics.

• Develop additional IFRS 9 ECL models and/or PD/LGD scorecards should the Bank widen its product offerings.

• Enhance IFRS model monitoring and management information packs to allow senior management to understand new and complex products and investments.

• Lead in setting out and cascading IFRS 9 standards and requirements to due diligence teams and processes.

• Work with ZTBL's finance team to ensure relevant journal balance movements, reconciliations, MI reports, and annual report entries are produced in line with IFRS 9 and financial reporting timelines.

• Monitor ongoing model inputs, assumptions, and data for successful model output.

• Work as a team in developing new models and back-testing existing models.

• Provide and present advanced analytical insights to business teams and senior stakeholders, explaining new technical concepts when necessary.

• Ensure IFRS 9 standards and requirements are cascaded and met across the organization.

• Perform any other task assigned by management.

C. Environment Risk Officer (OG-II)

• Formulate and develop environmental and social risk management procedures.

• Identify and assess environmental and social risks per SBP guidelines.

• Ensure compliance with audit and inspection reports/observations.

• Act as the focal person for Risk Management coordination on matters regarding Green Banking guidelines of SBP.

• Provide input on environmental risks management for new products and services where required.

• Prepare periodic reporting on environmental risk management.

• Update ZTBL Environmental Risk Management procedure according to SBP Green Banking guidelines.

• Assist in the development of required reporting.

• Perform any other task assigned by management.

D. Market & Liquidity Risk Analyst (OG-II)

• Prepare Market and Liquidity Risk Dashboards for the bank.

• Prepare Basel Reports including Stress Testing, CAR, LCR, NSFR, etc.

• Prepare ALCO Packs for deliberation in ALCO meetings.

• Conduct periodic review and analysis of Treasury Portfolio, Policy & Products.

• Prepare periodical Risk Reports including VAR, Sensitivity, Duration, ITM, etc.

• Monitor treasury activities to reduce Market and Liquidity Risk.

• Perform any other task assigned by management.

3. General Eligibility/Ineligibility Criteria

4. Application & Selection Procedure

1. How to Apply: Interested candidates must apply online through the official ZTBL website: https://www.ztbl.com.pk/jobs.

2. Deadline: Applications must be submitted online by August 30, 2026. Only online submissions within the due date will be accepted.

3. Selection Process:

   • Only short-listed candidates will be called for interviews.

   • No TA/DA shall be admissible for interviews.

4. Important Notes:

   • ZTBL is an equal opportunity employer. Males, females, and Persons with Disabilities (PWDs) are encouraged to apply.

   • The Bank reserves the right to accept or reject any application(s) without assigning any reason.

   • For any related query, contact Head (Recruitment & Selection), ZTBL, Head Office, Islamabad @ 051-9252724.

   • Market competitive remuneration will be offered to selected candidates.