Details of Job Advertisement by Zarai Taraqiati Bank Limited 27-Sep-2026

This job was posted on 27-Sep-2026 and has a last application date of 11-Oct-2026.

ZTBL – Zarai Taraqiati Bank Limited

Career Opportunities

Organization: Zarai Taraqiati Bank Limited (ZTBL)
Location: Head Office, Islamabad (with positions in Islamabad, Lahore, and Karachi)
Application Deadline: 11 October, 2026
Application Method: Online via https://www.ztbl.com.pk/jobs

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About ZTBL

ZTBL, a 'AAA' rated renowned specialized financial institution with a wide network of over 500 Branches all across the country, is inviting applications from energetic and challenge-oriented professionals with proven track record and capacity to perform as a catalyst for transformation in a challenging environment. The individuals who fulfill the basic eligibility criteria may apply for the following regular positions.

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Position 1: Head Corporate & Service Law Matter Department (VP-I/VP)

 

Detail	Information
No. of Position	01
Experience	Minimum 10 years' relevant experience
Qualification	Minimum LLB degree from HEC recognized Institute/University (National/International)

Responsibilities

• Identification and assessment of legal risks and development of strategies to mitigate risk through legal recourse.

• Ensure preparation of all legal documentation and its execution per requirements of the bank.

• Analyze the decisions of superior courts in general and pertaining to ZTBL in particular and as a result thereof suggest/recommend policy changes to management.

• Ensure implementation of prudential regulations and other SBP/SECP guidelines pertaining to areas of function.

• Oversee service law matters related to employees including service agreements, employment-related contracts, NIRC matters, legal compliance and grievance handling.

• Review, draft and negotiate corporate and service-related contracts (vendors, partners, clients, service-level agreements, MoUs) to ensure legal enforceability and protection of ZTBL's interests.

• Coordination with 31 Legal Litigation Units (LLUs) across the country.

• Pursue countrywide litigation in various courts of law in statutory, corporate, business, tax and service matters.

• Ensure that compendium of updated Banking Laws is being maintained for ready reference and guidance of all stakeholders.

• Keep an eye on the latest legislation/laws and judgments of courts related to banking sector.

• Ability to work as a team leader having excellent interpretation and drafting skills.

• Any other task assigned by the Management.

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Position 2: Unit Head Settlement (AVP-I/AVP)

 

Detail	Information
No. of Position	01
Location	Islamabad / Lahore
Experience	Minimum 10 years' relevant experience
Preference	Candidates having experience with Law enforcement agencies
Qualification	Minimum Bachelor degree from HEC recognized Institute/University (National/International)

Responsibilities

• To ensure timely handling of litigation matters, particularly criminal cases relating to FIA, NAB etc.

• Continuous supervision, scrutiny of recovery and settlement matters, court representation and ongoing legal support to recovery functions across the Bank.

• Liaise with local administration and law enforcement agencies.

• Ensure compliance with relevant laws, regulations, and industry standards related to infected portfolio and stay updated on regulatory changes to amend policies accordingly.

• Collaborate with internal teams to achieve goals related to infected portfolio recovery.

• Knowledge of recovery procedures and regulations.

• Identify and propose opportunities for process improvement, automation and efficiency to enhance performance.

• Any other task assigned by the Management.

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Position 3: Head NPL Monitoring (VP-I/VP)

 

Detail	Information
No. of Position	01
Experience	Minimum 10 years experience in Bank/Financial Institution
Qualification	Minimum Bachelor degree from HEC recognized Institute/University (National/International)

Responsibilities

• Monitor overdue accounts and initiate timely recovery actions as per regulatory and bank guidelines.

• Develop and implement strategies for recovery of Overdue Infected portfolio.

• Develop and implement plans to maximize recovery.

• Supervise field teams and ensure timely follow-up of defaulted accounts.

• Proactively identify and assess risks associated with delinquent accounts.

• Coordinate with legal for cases under litigation including recovery through courts or other legal means.

• Train and build capacity among branch staff on recovery procedures and systems.

• Monitoring and implementation of Strategic Plan.

• Ensure compliance with relevant laws, regulations and industry standards related to infected portfolio and stay updated on regulatory changes.

• Knowledge of recovery procedures and regulations.

• Any other task assigned by the Management.

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Position 4: Money Market Settlement Officer (OG-II/OG-I)

 

Detail	Information
No. of Positions	02
Location	Karachi
Experience	Minimum three (03) years' experience in settlement
Qualification	Minimum Bachelor degree from HEC recognized Institute/University (National/International)

Responsibilities

• Settlement and accounting of Treasury Money Market deals.

• Handling RTGS and Raast system activities under the four-eye principle.

• Managing blotters and reconciling with Treasury Front Office.

• Reconciliation of bank accounts and managing vouchers, advices, deals, and cheques from SBP and other banks.

• Responsible for DAF, MMCRS, and other regulatory/statutory reporting.

• Handling NIFT clearing and coordination with Head Office Clearing Branch.

• Preparing reports for investment positions, outstanding call borrowing/lending, and placement positions.

• Any other task assigned by the management.

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Eligibility / Ineligibility Criteria

• Market competitive remuneration will be offered.

• ZTBL is an equal opportunity employer. Females and PWDs are encouraged to apply.

• Only short-listed candidates will be called for interview. No TA/DA shall be admissible for interviews.

• The Bank reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.

• Applicant dismissed, removed or terminated by previous employer(s) on disciplinary grounds is not eligible to apply.

• Applicant convicted by any court of law is not eligible to apply.

• Maximum age limit: For VP/VP-I & AVP-I/AVP — 50 years; for OG-II/OG-I — 40 years as on closing date to apply.

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How to Apply

Interested candidates may apply online through website: https://www.ztbl.com.pk/jobs till 11 October, 2026. Only online submission of application within due date will be accepted.

For any related query, please contact:
Head (Recruitment & Selection), ZTBL, Head Office, Islamabad
?? 051-9252724

PID(1)2876-D/26