Sr Post Name Jobs Qualification
1 MIS Officer 0
2 Business Coordinator 1 Masters
3 Manager 1 Bachelors
4 Regional Head 1 Bachelors
Latest jobs by Sidat Hyder Morshed Associates Pvt Limited

One of the largest and most prestigious commercial banks having a vast nationwide network of branches is looking for dynamic and challenge-oriented professionals with proven record of accomplishments in the area of Retail Banking.

The individuals who fulfill the below basic-eligibility criteria may apply for the following positions:

01 Position / Job Title Regional Head (VP / SVP)
  Reporting to General Manager - Retail Banking Group
Educational / Professional Qualification
  • Minimum Bachelor's degree from HEC recognized University / Institute.
  • Master's degree would be preferred.
  • Minimum 12 years of retail banking experience including 05 years in a senior leadership / managerial role.
  • Experience in branch banking / branch operations / business development at Regional / Area Manager position would be preferred.
Other Skills / Expertise/ Knowledge Required
  • Well conversant with SBP Prudential Regulations.
  • Ability to liaise effectively with SBP, external auditors and other related institutions.
  • Business development skills in accordance with market needs.
  • Excellent in customer services and relationship development skills.
  • Good financial analytical skills.
  • Exceptional leadership and team building skills.
  • Excellent verbal and written communication skills.
Outline of Main Duties es / Responsibilities
  • To supervise teams) for retention and procurement of retail business.
  • To conduct periodic review of consumer portfolio assets, liabilities, and wealth management business to ensure / support the achievement of annual performance targets against the assigned region / branches.
  • To ensure / support for reduction and non-accretion of product-wise NPLs.
  • To provide support to Regional Executives to increase non-fund-based income through cross-selling / other channels.
  • To recommend suitable locations in order to open new branches and expand business opportunities.
  • To review and approve all retail and consumer loans within the region as per the approved discretionary powers in vogue and monitor the Turn Around Time (TAT) as per the guidelines provided by the Bank and the regulatory authorities.
  • To conduct regular meetings with all Regional Executives to ensure smooth continuity of consumer and retail business.
  • To provide required support to the Management for promoting institutional sales of consumer assets and devise and execute campaigns for marketing of retail assets, liabilities, and wealth management products and services when required.
  • To ensure that all complaints for areas falling under the Retail Banking Group are responded to and resolved in a timely manner against the assigned region.
  • To monitor and visit branches ensuring that the environment is customer-oriented, and service based.
  • To set targets (performance & competencies) of key functionaries under his / her direct reporting and deploy techniques and strategies to achieve the budgeted targets.
  • To facilitate Financial Control Group, Head Office in the preparation of regional level budgets.
  • To provide required support to respective Regional Executives - Operations in preparing the regional level budget and its distribution among branches / field functionaries.
  • To exercise administrative powers upon the recommendations of respective Regional Executives as well as provide approval for transfer & posting cases, award & recognitions, etc. relating to retail banking staff deputed at branches and regional office, as per the delegated authority.
  • To support and facilitate in conducting Training Need Analysis (TNA) of retail banking staff at branches / other field offices and arrange their trainings accordingly in liaison with the concerned departments.
  • To maintain portfolio MIS as prescribed by the management for reporting and monitoring of liabilities and consumer assets portfolio.
  • To liaise and coordinate with cross functional teams from Operations, Internal Control, and Inclusive Development Group etc. while ensuring best customer services.
  • To ensure compliance of banking laws, regulations, instructions, procedures and rectification of audit irregularities and their recurrence in respect of the processing of Retail Banking / Consumer Assets products and oversee the controls of branches in the assigned region regarding compliance of the above.
  • To exercise expense approval powers along with Regional Executive - Operations against respective account heads and as per the criteria spelled out in the document of financial powers in vogue.
  • To visit branches periodically, ensuring that the environment is customer oriented, and service based. Visit reports in the matter should be shared with respective General Manager for corrective actions.
  • To monitor smooth functioning of branches within the region for better business environment.
  • To lead strategy / plans for contributing into profit of assigned units through enhancement of business, reduction of expenses in coordination with respective Regional Executives.
  • To perform any other assignment assigned by the supervisor(s).
Place of Posting Quetta, Lahore East, Peshawar, Sargodha & Sahiwal
02 Position / Job Title Manager Budgeting and Forecasting (AVP / VP)
  Reporting to Head of BI and Analytics
Educational / Professional Qualification
  • Minimum Bachelor's degree from HEC recognized University / Institute.
  • Candidates having MBA / BBA I ACCA or equivalent qualification would be preferred.
Experience Minimum 07 years of experience of working in a Bank, preferably in a similar role.
Other Skills / Expertise/ Knowledge Required
  • Sound understanding of the business and its support functions and processes.
  • Critical thinking for evaluation of financials.
  • Strong analytical and presentation skills.
  • Excellent communication skills, written and oral.
  • Strong networking and interpersonal skills.
  • Sound knowledge of MS Office, specially MS Excel.
  Outline of Main Duties / Responsibilities
  • To design an effective budget and forecasting model for the business / network.
  • To serve as the focal point of the business for all budget related matters.
  • To design and implement effective budgeting policies and procedures.
  • To liaise closely with the business and other stakeholders for carrying out the budget preparation activities.
  • To carry out critical assessments of all projections and budgets.
  • To review budget proposals / requests for approval.
  • To prepare rolling forecasts for the business group on a periodic basis and as and when required.
  • To assist in carrying out variance analysis of all Profit and Loss sheet and Balance sheet streams vs Budget.
  • To prepare Business Strategy documents of the business group.
  • To formulate the budgets and targets of the network and dissemination thereon.
  • To coordinate with all stakeholders for a seamless budget finalization process.
  • To perform any further assignment assigned by the supervisor(s).
Place of Posting Karachi
03 Position / Job Title Business Coordinator (0G-11/ OG-1)
  Reporting to National Sales Manager
Educational / Professional Qualification
  • Minimum Bachelor's degree from HEC recognized University / Institute.
  • MBA or equivalent would be preferred.
Experience Minimum 03 years of experience in MIS reporting / management preferably in banking sector.
Other Skills / Expertise/ Knowledge Required
  • Strong analytical skills.
  • Understanding of MIS in view of business requirement.
  • Proficient in MS Office (Excel).
  • Expertise in data analysis.
  • Capability to deliver and meet deadlines.
Outline of Main Duties / Responsibilities
  • To perform data extraction from different sources, analyze complex data and prepare reports accordingly for statistical analysis, efficient working, business presentations and identifying gaps for remedial measures.
  • To prepare and maintain weekly / monthly deposit and cross sell Key Performance Indicators (KPIs) reports for National Sales Manager.
  • To prepare and maintain targets vs achievement business reports for review and discussion on business solutions.
  • To manage reports by creating and circulating trackers, dashboards and MIS(s).
  • To prepare and maintain business reports on daily / weekly / monthly basis in liaison with branches / area / region / field.
  • To perform is / was analysis regarding demographics, trends and patterns.
  • To understand business directions / needs to develop solutions and to keep regular monitoring through trackers / dashboards.
  • To liaise with field and other relevant stakeholders for smooth coordination.
  • To perform any other assignment assigned by the supervisor(s).
Place of Posting Karachi
04 Position / Job Title MIS Officer (0G-111)
  Reporting to Department Head - Operations, Bancassurance
Educational / Professional Qualification Minimum Bachelor's degree from HEC recognized University / Institute.
Experience Minimum 02 years of relevant experience.
Other Skills / Expertise/ Knowledge Required Proficient in MS Office (Excel & PowerPoint).
Outline of Main Duties / Responsibilities
  • To review and check life insurance proposals as per prescribed check list received from branches / regions / insurance companies and to identify discrepancies while reviewing life Insurance proposals which conflicts from Bancassurance product manual as per SBP / SECP directives.
  • To maintain daily MIS record of Bancassurance business and third party products (fresh / renewal / persistency / cancel / refund / claims etc.) by branch, region and Insurance companies wise.
  • To keep MIS record of all incomplete application forms and send back with comments to branches / regions / Insurance companies for fulfillment of required documents as per the check list.
  • To submit all proposals / documents to concerned Insurance companies and maintain MIS record on daily basis.
  • To keep record in the form of photocopy sets of the required documents, to maintain auditable trail.
  • To perform data entry in system of Bancassurance business / third party products regarding proposals, documents and forms etc. received from branch wise / region & Insurance companies wise on daily basis before day end.
  • To share updated MIS to all concern Insurance companies / regions / branches on daily basis.
  • To maintain the periodical record of all MIS reports shared to Insurance companies, branches, regions, inside / outside stakeholders on monthly basis.
  • To perform any other assignment assigned by the supervisor(s).
Place of Posting Karachi
Assessment Test / Interview(s) Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for test and / or panel interview(s).
Employment Type The employment will be on contractual basis for three years which may be renewed on discretion of the Management. Selected candidates will be offered compensation package and other benefits as per Bank's Policy / rules.

Interested candidates may visit the website and apply online within 10 days from the date of publication of this advertisement as per given instructions.

Applications received after due date will not be considered in any case. No TA / DA will be admissible for test / interview.

(We are an equal opportunity employer)
Women, Minorities and Differently-abled Persons are encouraged to apply