[{"id":108053,"question":"If drawing of a cheque signs o its back for transferring the rights to another person is called","choices":[{"text":"Material change","value":"A"},{"text":"Endorsement","value":"B"},{"text":"Crossing","value":"C"},{"text":"Acceptance","value":"D"},{"value":"E"}],"correctAnswer":2},{"id":108052,"question":"A cheque which cannot be cashed at bank's counter","choices":[{"text":"Bearer","value":"A"},{"text":"Order","value":"B"},{"text":"Crossed","value":"C"},{"text":"None of the above","value":"D"},{"value":"E"}],"correctAnswer":3},{"id":108051,"question":"Who is called a drawee of cheque","choices":[{"text":"Payee","value":"A"},{"text":"Bank","value":"B"},{"text":"Customer","value":"C"},{"text":"Endorsee","value":"D"},{"value":"E"}],"correctAnswer":2},{"id":108050,"question":"Cheque is a credit instrument which is","choices":[{"text":"Negotiable","value":"A"},{"text":"Conditionally negotiable","value":"B"},{"text":"Non negotiable","value":"C"},{"text":"None of the above","value":"D"},{"value":"E"}],"correctAnswer":1},{"id":108049,"question":"A cheque which can be cashed by its holder","choices":[{"text":"Bearer","value":"A"},{"text":"Order","value":"B"},{"text":"Crossed","value":"C"},{"text":"Plain","value":"D"},{"value":"E"}],"correctAnswer":1},{"id":108048,"question":"Endorsee of cheque is a person","choices":[{"text":"Who receives the amount of cheque","value":"A"},{"text":"In whose favour the rights of cheque are transferred","value":"B"},{"text":"On whom the cheque is drawn","value":"C"},{"text":"Who draws a cheque","value":"D"},{"value":"E"}],"correctAnswer":2},{"id":108047,"question":"Bank should advance loans to those people who are strong","choices":[{"text":"Financially","value":"A"},{"text":"Domestically ","value":"B"},{"text":"Politically","value":"C"},{"text":"All the above","value":"D"},{"value":"E"}],"correctAnswer":1},{"id":108046,"question":"Which of the following is a highly marketable security ","choices":[{"text":"Document of title to goods","value":"A"},{"text":"Shares and debentures","value":"B"},{"text":"Immovable property","value":"C"},{"text":"All the above","value":"D"},{"value":"E"}],"correctAnswer":2},{"id":108045,"question":"Who does accept the responsibility for repayment debt","choices":[{"text":"Guarantor","value":"A"},{"text":"Personal security","value":"B"},{"text":"Both a and b","value":"C"},{"text":"None of the these","value":"D"},{"value":"E"}],"correctAnswer":1},{"id":108044,"question":"What is meant by the principle of diversity regarding issuance of loan","choices":[{"text":"Lending only to those who can repay the debt at short notice","value":"A"},{"text":"Lending against some material security","value":"B"},{"text":"Lending in terms of sure repayment","value":"C"},{"text":"Lending to different businesses or individuals","value":"D"},{"value":"E"}],"correctAnswer":4},{"id":108043,"question":"What is meant by hypothecation","choices":[{"text":"To hand over the goods or documents of title to goods by a customer to the bank as a security against a debt","value":"A"},{"text":"To hand over the documents of property by a customer until the repayment of debt","value":"B"},{"text":"A type of security in which neither the ownership nor the possession passes to the bank","value":"C"},{"text":"A receipt of loan which shows that money has been borrowed against an immovable property as a security","value":"D"},{"value":"E"}],"correctAnswer":3},{"id":108042,"question":"The loan which can be demanded at any time are called","choices":[{"text":"Short term loans","value":"A"},{"text":"Demand loans","value":"B"},{"text":"Overdraft","value":"C"},{"text":"All the above","value":"D"},{"value":"E"}],"correctAnswer":2},{"id":108041,"question":"Main uses of bank funds are","choices":[{"text":"Advancing loans","value":"A"},{"text":"Direct investment","value":"B"},{"text":"Both a and b","value":"C"},{"text":"None of these","value":"D"},{"value":"E"}],"correctAnswer":3},{"id":108040,"question":"The main sources of bank's fund are","choices":[{"text":"Own capital","value":"A"},{"text":"Deposits","value":"B"},{"text":"Loan from other banks","value":"C"},{"text":"All the above","value":"D"},{"value":"E"}],"correctAnswer":4},{"id":108039,"question":"The loan which is granted by by bank to account holder on temporary basis called","choices":[{"text":"Cash credit","value":"A"},{"text":"Overdraft","value":"B"},{"text":"Demand loan","value":"C"},{"text":"None of the above","value":"D"},{"value":"E"}],"correctAnswer":2}]