Scholarships Guidelines Here is a complete set of instructions and information for finding a scholarship for your education. You must read all this before you start finding a scholarship: - Develop scholarship strategy - Scholarship application tips - Finding a scholarship? - How scholarships effects?
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Private scholarships can actually reduce parts of your financial aid package. How? Colleges must consider outside scholarships as a student's financial resource, available to pay for education costs. If a college financial aid office meets your full financial need, government regulations specify that any scholarship money you win lowers your need figure on a dollar-for-dollar basis.

What should matter to you is which types of your aid are reduced or eliminated -- self-help aid (loans or work-study) or need-based grants. Colleges, following federal regulations, can adjust your aid package in a variety of ways -- some will subtract the value of unmet need first, others will reduce self-help aid before reducing grants, still others will use scholarship funds only to replace grant money. Some schools even give you the option of using scholarships to reduce your expected family contribution.

It's a good idea to contact the financial aid office of colleges/universities that interest you and inquire about their policies regarding outside scholarships.

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